The groups's principal activities are to attract deposits from the general public and invests these funds in loans secured by first mortgage liens on commercial property and multi-family dwellings. the group also originates other types of loans for its portfolio and invests in united states government and agency obligations. the bank also provides real estate development and insurance brokerage services. the group operates through 111 offices in washington, oregon, idaho, arizona, utah, nevada and texas. interest and fees on loans accounted for 78 of fiscal 2001 revenues; Other interest income, 20% and non-interest income, 2%.