The group's principal activity is to manufacture, design, sell and install specialty home improvement products and provide consumer financing services to the home improvement and remodeling industry. the group's activity is organized into two segments: home improvement segment and consumer financing segment. the home improvement product lines includes replacement of kitchen cabinetry, kitchen cabinet refacing and countertop products utilized in kitchen remodeling, bathroom refacing and related products utilized in bathroom remodeling and replacement windows. the group operates sales and installation centers in 13 major metropolitan areas in the united states and manufactures its own cabinet refacing, custom countertops, and bathroom cabinetry products in its virginia-based manufacturing facility. the consumer financing product line arranges finance to its customers. home improvement accounted for 98% of revenues and consumer financing, 2%.