The group's principal activities are underwriting property, casualty, health and life insurance and related premium financing. the group underwrites property and casualty insurance through its insurance company subsidiary, provides property, casualty, health and life insurance through its agency subsidiaries. the group also provides insurance premium financing, claim administration services, and membership association services through its other subsidiaries. premiums earned accounted for 71% of 2001 revenues; Net investment income, 14% and other income, 15%.