TCF Financial Corp. is the holding company of two national banks, TCF National Bank, operating in Minnesota, Illinois, Michigan, Wisconsin and Indiana, and TCF National Bank Colorado, operating in Colorado (collectively, TCF Banks). TCF's products include commercial, consumer and residential mortgage loans and deposit products, leasing and equipment finance, discount brokerage and investment and insurance sales. Some of its products, such as its commercial equipment loans and leases, are offered in markets outside areas served by the TCF Banks. At December 31, 2001, TCF operated 88 bank branches in Minnesota, 179 in Illinois, 33 in Wisconsin, 57 in Michigan, 13 in Colorado, and five in Indiana.