The group's principal activity is to provide financial services, which include institutional and retail brokerage, investment and merchant banking, trust related services and investment management services. the group serves a diverse group of institutional, corporate and individual clients. the group acquired kissinger financial services, inc. on april 5, 2001. commissions accounted for 45% of 2001 revenues; Investment banking, 22%; Principal transactions, 14%; Fiduciary, custodial and advisory fees, 12%; Interest and dividends, 4% and other, 3%.