The company's principal activities are to provide property and casualty, surety and life insurance. the other operations of the company include commercial lending and leasing, investment management and insurance agency and financial services distribution operations. the company's property and casualty insurance write personal, commercial and surety lines of insurance. the lines of insurance written are automobile, homeowners, fire, commercial multi-peril, workers compensation, miscellaneous casualty, surety and fidelity. the life insurance products include individual products, retirement services (pension) and annuity products. all life and non life insurance products are sold in all states and the district of columbia. property and casualty insurance accounted for 74% of 2001 revenues and life insurance, 26%.