Royal Bank of Canada (RBC) is a financial services organization that operates in North America, primarily in Canada, and internationally, primarily in the United States. In Canada, the Company offers personal and commercial banking products. In wealth management, it has private banking, full-service brokerage and mutual fund operations, and owns a self-directed broker, Action Direct. In corporate and investment banking, RBC is a securities underwriter and a mergers and acquisitions (M&A) advisor. It also offers travel insurance and creditor products. The Company operates more than 1,300 branches and over 4,200 banking machines. Internationally, RBC provides personal and commercial banking, mortgage origination, insurance, full-service brokerage and corporate and investment banking services through RBC Centura, RBC Prism Mortgage, RBC Liberty Insurance, RBC Dain Rauscher and RBC Capital Markets.