The group's principal activity is to offer retail and commercial banking and related financial services through its four subsidiaries. the services rendered by the group include acceptance of deposits, offering loans and trust services. the deposits accepted include demand, now accounts, savings and certificates of deposits. the loans offered include agricultural, commercial, real estate 1-4 family residences, agricultural, commercial, constructions and residential property loans, installment loans and lease financing. the bank also provides data processing services to affiliated and non-affiliated banks. interest and fees on loans accounted for 57% of 2001 revenues; Other interest income, 33% and non-interest income, 10%.