Old National Bancorp is a financial holding company with one bank subsidiary, Old National Bank. As of December 31, 2001, the Company's affiliate bank operates over 140 banking centers throughout Indiana, Illinois, Kentucky, Tennessee, and Ohio. The Company's banking centers are engaged in a wide range of commercial and consumer banking activities, including accepting demand, savings and time deposits; making commercial, consumer and real estate loans; providing debit card and other electronically accessed banking services; money management services; Internet banking, and providing other services relating to the general banking business.