Ocwen Financial Corporation is a financial services company. Its primary businesses are the servicing and resolution of sub-performing and non-performing residential and commercial mortgage loans, as well as the related development of loan servicing technology and business-to-business e-commerce technology solutions for the mortgage and real estate industries. The Company's business segments are residential loan servicing, OTX (technology solutions), Ocwen realty advisors, unsecured collections, residential discount loans, commercial loans, affordable housing, commercial real estate, sub-prime residential lending and corporate items and other. The principal sources of funds that support the Company's business activities are deposits, Federal Home Loan Bank advances, securities sold under agreements to repurchase, lines of credit, match fund debt, proceeds from sales of assets, servicing fees and maturities of and payments received on loans, securities and advances.