The group's principal activities are to attract deposits from the general public and to use such deposits, along with other borrowings, to make loans secured by real estate, primarily one- to four-family residential mortgage loans. the group also makes multi-family mortgage, commercial, residential construction, land acquisition and development as well as home equity loans and lines of credit. the group is also into residential real estate development through a subsidiary. additionally, the group operates an insurance agency, a title agency, investment services and securities brokerage. as of 30-jun-2002, the group offered its financial services through 33 retail banking offices situated primarily on the north and northwest side of chicago, western cook county, dupage county, will and kane counties and the southwest suburbs of chicago. during 2001, the group acquired mid town bancorp.