KeyCorp is a bank holding company and a financial holding company. Its subsidiaries provide a wide range of retail and commercial banking, commercial leasing, investment management, consumer finance and investment banking products and services to individual, corporate and institutional clients through three major lines of business: Key Consumer Banking, Key Corporate Finance and Key Capital Partners. As of December 31, 2001, these services were provided across much of the United States through subsidiaries operating 911 full-service retail banking branches in 12 states, a telephone banking call center services group and 2,333 ATMs.