Hartford Financial Services Group, Inc. (the Hartford) is a diversified insurance and financial services company. The Hartford is a provider of investment products, individual life, group life and group disability insurance products, as well as property and casualty insurance products in the United States. It writes insurance and reinsurance in the United States and internationally, and is organized into two major operations: Life and Property & Casualty. Within these operations, the Company conducts business principally in 10 operating segments.