Harleysville savings financial corporation (formerly harleysville savings bank) is a bank holding company which operates through its wholly owned subsidiary harleysville savings bank. the primary business of the bank consists of attracting deposits from the general public through a variety of deposit programs and investing such deposits principally in first mortgage loans secured by residential properties in the savings bank's primary market area. it also serves its customers through participation in the mac system, a shared automated teller machine network located throughout pennsylvania and a large portion of the east coast. interest and fees on loans accounted for 58% of fiscal 2000 revenues; Other interest income, 40% and non-interest income, 2%.