The group's principal activities are to provide commercial and retail banking and brokerage services in the northeastern north carolina, principally pasquotank and camden counties. the services include checking and savings accounts, commercial, installment and personal loans, safe deposit boxes and other associated services. the group acts as an agent providing brokerage services for non-bank investment products and services. the group acquired fidelity insurance in 2001. banking accounted for 87% of 2001 revenues; Insurance, 11% and brokerage, 2%.