The group's principal activity is the provision of commercial and consumer banking services to the emmaus and surrounding communities. the deposit services offered by the group include checking accounts, savings accounts, business accounts and individual retirement accounts. the lending services include business loans, home equity loans, residential mortgage loans, commercial mortgage loans, automobile loans and student loans. the group also provides banking services through mail. it also provides safe deposit boxes, travelers checks, wire transfers, merchant credit card, visa debit card and other banking related services.