The group's principal activity is to provide a range of consumer and commercial banking services to individuals, businesses and industries. the services offered include: demand interest-bearing and non interest-bearing accounts, money market deposit accounts, time deposits, safe deposit services, cash management, direct deposits, notary services, money orders, night depository, travelers' checks, cashier's checks, domestic collections, savings bonds, bank drafts, automated teller services, drive-in tellers and banking by mail. the group provides secured and unsecured commercial and real estate loans and issues stand-by letters of credit. the group also offers internet banking services to its customers.