The group's principal activities include attracting deposits from the general public and applying those funds to the origination of loans for residential, consumer and nonresidential purposes. the group conducts general banking business within ohio, northern west virginia and northeastern kentucky. the group also provides title insurance agency business. the primary lending activities include the origination of conventional fixed-rate and variable rate mortgage loans for the construction, acquisition or refinancing of single-family homes. the group also offers construction and permanent mortgage loans on condominiums, multifamily and nonresidential properties. the group acquired columbia financial of kentucky inc in november 2001.